Terms and Conditions

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE OR PURCHASING ANY PRODUCTS OR SERVICES.

By checking the box, clicking “I agree,” or completing your purchase, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree, do not purchase or use the program or website.

1. PROGRAM DESCRIPTION, ACCESS, AND TERM

1.1 Program. You (“Client”) are purchasing a hybrid digital program consisting of access to framework modules (the “Content”) and group coaching (the “Group Coaching”) provided by German Business Consulting (“Company,” “Consultant,” “we,” “us”). The program is designed to provide education, strategies, and support related to leadership, organizational development, and business operations. It does not guarantee any specific results, outcomes, or earnings.


1.2 Access Term. Upon successful payment or first payment under a payment plan, Client will receive access to the framework modules and group coaching for a period of six (6) months from the date of purchase (“Program Term”). After the Program Term ends, access to group coaching and any time‑limited communities will expire automatically. Company may, at its sole discretion, choose to leave certain materials available longer, but is not obligated to do so.


1.3 Group Coaching Schedule. Group coaching sessions are delivered via virtual platform (e.g., Zoom, Google Meet, etc) on dates and times communicated by Company. It is Client’s responsibility to attend live sessions. No make‑up sessions, reschedules, credits, or refunds are provided if Client is unable to attend for any reason. Recordings may be provided at Company’s discretion, but are not guaranteed.


1.4 Technology Requirements. Client is solely responsible for having the necessary technology, internet access, software, and devices to access the Program. Company is not liable if Client cannot access the Program due to Client’s technology, internet, or other technical limitations.

2. PAYMENT, NO‑REFUND POLICY, AND FAILURE TO PAY

2.1 Fees. Client agrees to pay the Program fee as listed at checkout, either as a one‑time payment or through an approved payment plan. All prices are in U.S. dollars unless otherwise stated.


2.2 No Refunds – Digital Program. Due to the immediate access to digital content and intellectual property, all sales are final. We do not offer refunds or credits, in whole or in part, for any reason, including but not limited to changes in personal circumstances, lack of participation, dissatisfaction with the Program, or failure to achieve desired results.


2.3 Limited Exceptions. The only exceptions to the no‑refund policy are (a) a duplicate purchase of the same program made in error, or (b) verified technical issues on our side that prevent Client from accessing the Program and that we are unable to resolve within a reasonable time. In such cases, Company may, at its sole discretion, issue a refund or credit.


2.4 Payment Plans. If Client selects a payment plan, Client authorizes Company (and Company’s payment processor) to automatically charge the payment method on file according to the schedule presented at checkout until all installments are paid in full. Payment plans are not subscriptions and cannot be canceled to avoid paying the remaining balance. Client remains contractually obligated to complete all payments.


2.5 Failure to Pay. If any payment is declined, late, or returned, Company may, in its sole discretion: (a) suspend or revoke Client’s access to the Program (including all modules, group coaching, and communities), and/or (b) charge a termination fee equal to up to eighty percent (80%) of the remaining balance. Client agrees to pay all amounts due, plus any reasonable collection costs and attorneys’ fees incurred in enforcing this provision.


2.6 No Chargebacks. Client agrees not to initiate any chargebacks with their payment provider. If Client does initiate a chargeback, this will be treated as a material breach of this Agreement, and Company reserves the right to pursue all available remedies, including collections and legal action.

3. CLIENT RESPONSIBILITIES AND CONDUCT

3.1 Personal Responsibility. Client understands that coaching and educational programs are not a substitute for legal, financial, mental health, tax, or other professional advice, and that Client is solely responsible for decisions, actions, and results arising from participation in the Program.


3.2 No Guarantees. Company does not make any guarantees regarding results, income, revenue, profit, or specific outcomes. Client understands that results vary based on many factors, including but not limited to background, skills, implementation, and market conditions.

3.3 Participation and Behavior. Client agrees to:

- Show up respectfully to group coaching calls and communities when they have a need.

- Refrain from harassing, abusive, discriminatory, or disruptive conduct.

- Maintain the privacy and confidentiality of other participants.


Company may remove Client from the Program, without refund, for behavior it deems inappropriate, harmful, or in violation of these Terms.


3.4 Age. The Program is intended for individuals 18 years of age or older. By purchasing, Client represents that they are at least 18 years old.

4. INTELLECTUAL PROPERTY AND LICENSE

4.1 Ownership. All content provided in or through the Program, including but not limited to videos, audio, text, worksheets, templates, frameworks, processes, slides, and proprietary methodologies (“Program Materials”), are owned by Company or its licensors, and are protected by copyright and other intellectual property laws.


4.2 Limited License. Upon purchase, Company grants Client a personal, limited, non‑exclusive, non‑transferable, revocable license to access and use the Program Materials for Client’s own internal business or personal use during and after the Program Term. Client may not share, sell, redistribute, publish, or otherwise use the Program Materials for commercial purposes, to train others, or to create competing products or services.


4.3 No Copying or Resale. Client agrees not to:

Copy, reproduce, distribute, or publicly display Program Materials, except for personal use within their own organization.

Reverse engineer, adapt, or create derivative works based substantially on Program Materials.

Remove any copyright or proprietary notices.

Any unauthorized use will result in immediate termination of access without refund and may subject Client to legal action.


4.4 Client Content. If Client shares or posts content (e.g., comments, feedback, testimonials) in the Program or related communities, Client grants Company a non‑exclusive, royalty‑free, worldwide license to use, reproduce, and display such content, including for marketing and testimonial purposes, unless Client explicitly revokes such permission in writing.

5. CONFIDENTIALITY AND PRIVACY

5.1 Confidentiality by Company. Company will treat Client’s proprietary or non‑public information shared during the Program as confidential, and will not disclose it to third parties except as required by law, to protect its legal rights, or with Client’s consent.


5.2 Group Setting. Client understands that group coaching is not a private or privileged setting and that information shared by Client may be heard by other participants. Client agrees to respect the privacy and confidentiality of other participants and not disclose their stories, strategies, or personal information outside the Program.


5.3 Third‑Party Tools. The Program may use third‑party platforms (e.g., High Level, Zoom, Kajabi, Circle, Slack). Client understands that Company is not responsible for the security practices or policies of those third parties.

6. DISCLAIMERS

6.1 Educational Purposes Only. The Program is for educational and informational purposes only and is not intended as legal, tax, financial, medical, mental health, or other professional advice. Client should consult their own professional advisors before making decisions.

6.2 No Earnings or Results Guarantees. Company does not guarantee that Client will achieve any particular result, outcome, or level of success. Any examples of results or testimonials are illustrative only and do not guarantee that Client will experience similar outcomes.

6.3 Errors and Updates. Company does not warrant that the Program Materials are error‑free or up‑to‑date and reserves the right to modify or update content at any time without notice.

7. LIMITATION OF LIABILITY; INDEMNITY

7.1 Limitation of Liability. To the fullest extent permitted by law, Company’s total liability to Client for any claim arising out of or relating to this Agreement or the Program shall not exceed the total fees actually paid by Client for the Program. Company shall not be liable for any indirect, consequential, incidental, special, or punitive damages, including lost profits or lost opportunities, even if advised of their possibility.

7.2 Assumption of Risk. Client participates in the Program voluntarily and at their own risk. Client assumes full responsibility for any decisions, actions, or results before, during, and after the Program.

7.3 Indemnity. Client agrees to indemnify, defend, and hold harmless Company, its owners, employees, contractors, and affiliates from and against any claims, damages, liabilities, costs, and expenses (including attorneys’ fees) arising out of or related to (a) Client’s use of the Program, (b) Client’s breach of this Agreement, or (c) Client’s violation of any rights of a third party.

8. TERM AND TERMINATION

8.1 Term. This Agreement is effective upon Client’s purchase and continues for the Program Term. Access to the Program will automatically terminate at the end of the Program Term.

8.2 Termination by Company. Company may terminate Client’s access to the Program immediately, without refund, if Client violates these Terms, engages in abusive or disruptive behavior, or otherwise interferes with Company’s operations or the experience of other participants.

8.3 Effect of Termination. Upon termination for any reason, Client’s license to use the Program Materials is limited to personal, non‑commercial use only, and Client will no longer have access to any Program platforms, communities, or live support.

9. GOVERNING LAW, DISPUTE RESOLUTION, AND ARBITRATION

9.1 Governing Law. These Terms are governed by the laws of the State of California, without regard to its conflict of laws principles.​

9.2 Return/Refund Policy Disclosure. California law requires that any limited or no‑refund policy be clearly disclosed before purchase. By proceeding with your purchase, you acknowledge that the no‑refund policy in Section 2 has been clearly disclosed and that you agree to it.

9.3 Mediation and Arbitration. If a dispute arises, the parties agree to first attempt to resolve it through good‑faith negotiation. If unresolved, the parties will attempt mediation with a mutually agreed‑upon mediator in Fresno County, California. If mediation does not resolve the dispute, it shall be submitted to binding arbitration administered by the American Arbitration Association (AAA) in Fresno County, California, in accordance with its commercial arbitration rules. Judgment on the arbitration award may be entered in any court of competent jurisdiction.

9.4 Waiver of Class Actions. Client agrees that any claims shall be brought in Client’s individual capacity and not as a plaintiff or class member in any purported class or representative proceeding.

10. MISCELLANEOUS

10.1 Assignment. Client may not assign or transfer this Agreement or any rights under it without Company’s prior written consent.

10.2 Modification. Company may update these Terms from time to time. The version in effect at the time of purchase governs that purchase. Material changes for ongoing programs will be communicated by email or within the Program portal.

10.3 Severability. If any provision of these Terms is held invalid or unenforceable, the remaining provisions shall remain in full force and effect.

10.4 No Waiver. The failure of Company to enforce any provision of these Terms shall not be construed as a waiver of such provision or any other provision.

10.5 Entire Agreement. These Terms, together with any order form or checkout page describing the Program, constitute the entire agreement between Client and Company regarding the Program and supersede all prior discussions or agreements, whether written or oral.​

By checking the box, clicking “I agree,” or completing your purchase, you acknowledge that you have read, understood, and agree to these Terms and Conditions.